UK Growth Multiplier - September '10 Edition

2.5% Discount

Application forms must be posted to Moneyworld or you will not get the discount.

 

Download Term Sheet & Investment Guide

Key Dates
Download Direct Investment Application

Plan Closes: 03 September 2010
Download New ISA Application

Last ISA Transfers: 20 August 2010
Download ISA Transfer Application Order literature by post
Download SIPP & SSAS Application  
   
Plan Details

 This product aims to pay a variable Growth Payment up to a maximum of 100% of Investment Capital and return original Investment Capital at the end of the Investment Term.

This product is linked to the performance of the FTSE® 100 Index (the Underlying).

The Growth Payment is calculated as 4 times any rise in the FTSE™100. The performance of the Underlying is measured by comparing its End Value with the Start Value. If the performance of the Underlying is positive then the Growth Payment will be calculated as 4 times the rise in the Underlying subject to the Growth Payment being capped at a maximum return of 100%.

 
Investment term 6 Years
Minimum Investment £3,000.
Capital return: (subject to Counterparty risk)
 		 60% Capital Protection barrier with European Barriers - Observations on Start Date and End Date only (please refer to Investment Guide for further details).
Capital Loss Calculation if barrier breached: If barrier is breached Capital will reduce by 1% for every 1% the End Value of the Underlying closes below the Start Value.
Taxation: Capital Gains Tax (CGT) where applicable – based on Gilliat’s understanding of current tax legislation.
Securities: Notes – General debt obligations of Morgan Stanley
Credit/Counterparty risk: Morgan Stanley  (please refer to Investment Guide & Terms for full Counterparty Disclosure)
Credit rating:
(as at 13 May 2010)		 Standard & Poor's ‘A’ (Negative outlook)
Moody's ‘A2’ (Negative outlook)
Fitch Ratings ‘A' (Stable outlook)
Availability: - Direct investment
- New Stocks & Shares ISA - Subject to HMRC 
   limits
- ISA transfer
- SIPP/SSAS Pension plans
- Trustees

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