THIS ISSUE OF THE PLAN IS NOW CLOSED

 
 Growth Builder Series - January 2010

Option 1 - 2.50% Discount
 Option 2 - 0.50% Discount

Application forms must be posted to Moneyworld or you will not get the discount.

 

Download Term Sheet (Read before Investing)

Key Dates
Download Investment Guide (Read before Investing)

Plan Closes: 19 February 2010
Download Direct Investment Application

Last ISA Transfers: 05 February 2010
Download New ISA Application Order literature by post
Download ISA Transfer Application  
Download SIPP & SSAS Application  
Download Company Application  
   
Plan Details

 This product aims to pay a variable Growth Payment (maximum 51% of Investment Capital) and return original Investment Capital at the end of the Investment Term.

This product is linked to the performance of the FTSE EPRA / NAREIT Developed Europe Index (the Underlying). The Growth Payment will build weekly so long as the Underlying remains within the range set by Upper and Lower Barrier Limits. Range equates to Start Value of Underlying plus / minus 45% movement.

 
Investment term 6 years, 20 days
Minimum Investment £3,000.
Capital return: (subject to Counterparty risk)
 		 55% Soft Protection barrier, observations on Start Date and End Date only (please refer to Investment Guide page 11 for further details).
Capital loss calculation if barrier breached: If barrier is breached Capital will reduce by 1% for every 1% the End Value of the Underlying closes below the Start Value.
Taxation: Capital Gains Tax (CGT) where applicable – Growth Payment paid gross.
Securities: Notes
Listing: London Stock Exchange
Credit risk: Morgan Stanley
(please refer to Term Sheet for full Counterparty Disclosure)
Credit rating:
(as at 16 November 2009)		 Standard & Poor's ‘A’ (Negative outlook)
Moody's ‘A2’ (Negative outlook)
Fitch Ratings ‘A' (Stable outlook)
Availability: - Direct investment
- New Stocks & Shares ISA – Subject to HMRC 
   limits
- Cash / Stocks & Shares ISA transfer
- SIPP /SSAS Pension plans
- Trustees

Best discount on ISAs, Unit Trusts and OEICs