Junior ISAs with Maximum Discount on the Moneyworld FundsNetwork Fund Supermarket

Best Possible Discounts on ISAs - Investment Funds - OEICs - Unit Trusts

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Junior ISAs – the new tax-efficient savings account for children

A Junior ISA is a tax efficient way to save for your child’s future. You can invest in a Junior ISA each year and the money invested will grow over time and be available to the child on their 18th birthday.

That could be worth nearly £108,000** if you invested £300 a month from the birth of a child until they reach the age of 18 - and there will be no income or capital gains tax to pay.

Junior ISA 2011/2012 at a glance

A Junior Individual Savings Account set up in the child’s name by a parent or guardian
You can set up a Stocks and Shares ISA or Cash ISA or a combination of both
Any investment growth is free of income or capital gains tax
Investment limit is £3,600 – this will rise in line with inflation from 2013
Available to each child in the family each tax year
Anyone can contribute to a child’s account at anytime through the year
Money is locked away until the child reaches the age of 18, giving your investment time to grow
The child is the beneficial owner of the Junior ISA

Benefits of a Fidelity Junior ISA

	Huge fund choice – you can choose any of the funds in our fund supermarket, FundsNetwork™ for your Junior ISA - over 1,200 funds from more than 70 fund providers
	Flexibility – you can select more than one fund for your ISA and include funds from more than one fund provider
	Pay less – initial charges for the funds in your Junior ISA are just 1% - and if you invest before 16 December there will be no initial charge to pay*
	Easy to get started – just one application form per child to complete
	Manage their account online - view all your account details, place deals and view balances online, 24 hours a day with our Account Management service

Who is eligible for a Junior ISA?

Junior ISAs are available to children who are resident in the UK and:

born on or after 3 January 2011
born before September 2002 and is under 18
born between these dates and do not already have a Child Trust Fund

Who can invest in a Junior ISA?

The Junior ISA must be set up by a parent or guardian
Once it has been set up anyone can contribute to a child's Junior ISA as long as the fund selection is made by the parent or guardian

Important
It is most important that you post your papers to Moneyworld and not directly to Fidelity.
You may not receive the correct level of discount if you post applications directly to Fidelity.

It is a condition of use of this web site that you have read, understood and accepted our Terms of Business.

Do not invest by any other route or you will not receive your discount!

The value of investments and the income from them can fluctuate and investors may not get back the amount originally invested. Investments should be made for the long term, ie. at least five years. Past performance is not a guide to future performance. Changes in exchange rates will affect the value of investments made overseas. Investments in newer markets, smaller companies or single sectors offer the possibility of higher returns but may also involve a higher degree of risk. Many funds also have specific risk warnings which you should read. Do not invest before reading all of the literature.

Moneyworld receives a share of the annual management charge, normally 0.5%. This is not an additional charge. The annual management charge is fixed whether we are paid or not. Products with no annual management charge do not pay us anything.